Prior to joining Cartesian, Rafael was a Vice President of AIGCP. Prior to this position, Rafael was a Financial Consultant at the Inter-American Development Bank, focusing on debt financing and credit/political risk guarantees in Latin America. Previously, Rafael served in the banking industry in Colombia. He holds a BEng and a BS from Universidad de Los Andes in Bogotá, Colombia and an MBA from the University of Maryland at College Park. Rafael is a CFA® charterholder and fluent in Spanish and conversant in Portuguese.